chapter 7 bankruptcy attorney

Farrington Law Wilbraham Law Office Bankruptcy Lawyer Bankruptcy AttorneyBankruptcy is not an option for everyone. For many it is a last resort, and the decision to file for bankruptcy is often put off “for another time,” when it should be actively considered as a viable option. Most people do not realize that there are threshold requirements and time limitations for filing bankruptcy. You need to act quickly and find the right bankruptcy attorney.

You may be asking:
What is chapter 7 bankruptcy?
What is chapter 13 bankruptcy?
What is the difference between chapter 7 and chapter 13 bankruptcy?

Chapter 7 bankruptcy is known as a liquidation bankruptcy. Most of your debts are discharged, meaning you no longer owe them. Liquidation bankruptcy is generally meant for people with limited incomes who do not have the ability to pay back all or some portion of their debts.

Chapter 13 bankruptcy is referred to as a reorganization bankruptcy, if you can successfully complete a court-mandated repayment plan.

Most bankruptcy cases are filed under Chapter 7, 11, or 13 of the Bankruptcy Code.  Federal courts have jurisdiction in bankruptcy cases, meaning state courts cannot hear a bankruptcy case. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Chapter 7 bankruptcy attorneys needed now more than ever

In the current economy, a large number of Americans are struggling to make ends meet due to overwhelming debt, medical expenses, living expenses, and sudden losses or reductions in household income.

Many are unable to meet their financial obligations and are left exposed to creditor actions such as repossessions, foreclosures, or wage garnishments. Fortunately, there is a tool that is designed to help people who are experiencing extreme financial difficulty.

Bankruptcy is designed to effectively eliminate most or all of a person’s unsecured debt. Chapter 7 bankruptcy lawyers  help individuals file for chapter 7 bankruptcy. We can help you obtain a second chance at building a successful financial future.

Get the legal guidance you deserve when filing bankruptcy chapter 7

If you are considering bankruptcy, contact Attorney Geoffrey Farrington today. Our office will help you review your options and determine what course of action should be taken in order to resolve your financial situation.

Before taking any action, it is best to consult with a chapter 7 bankruptcy attorney who can show you how to file bankruptcy chapter 7. If you choose the wrong type of bankruptcy, or file for bankruptcy when a different solution would have better solved your situation, you may end up worsening your financial situation. Attorney Farrington is an experienced chapter 7 bankruptcy attorney and has helped countless individuals. He is ready to help you secure a debt-free life.

Among the issues Attorney Farrington can assist with are:

  • Credit Restoration – Chapter 7 bankruptcy attorney Geoffrey Farrington has helped countless individuals regain financial health through the bankruptcy process and credit restoration techniques.
  • Wage Garnishment – Wage garnishment laws force workers to pay some of their wages back directly to their creditors. Wage garnishment can be invasive and stressful but enlisting the experience of a chapter 7 bankruptcy lawyer can get you back on the path to your normal life.
  • Means Testing – We are often asked about the bankruptcy chapter 7 means tests. Before you can file for bankruptcy, you must determine which type is best for you. The means test is a uniform formula that is applied to everyone who files for bankruptcy, meant to standardize the bankruptcy process, reserving Chapter 7 only for those who need it most. Attorney Farrington can guide you through your means test process and will ensure you the course of action that is right for you.
  • Foreclosures – In Massachusetts, bankruptcy can be filed both before and after a foreclosure, but the most prudent time to file for bankruptcy is often before the foreclosure sale.
  • Creditor Harassment – If you are facing creditor harassment after not being able to pay your bills on time, filing for bankruptcy with the help of Attorney Farrington might help your situation. Filing for bankruptcy automatically prevents creditors from harassing you.

Attorney Farrington is here to help you take your financial life back. You will receive unmatched personal service and open, accessible communication after deciding to become one of our clients. Call to schedule an appointment today.

We understand that these are stressful and overwhelming situations, which is why we are here to guide you through the process toward financial stability.

A graduate of Western New England University School of Law, Attorney Farrington is committed to protecting the financial health and wellbeing of his clients. He has helped hundreds of clients regain their financial footing and rebuild their lives. Contact our office today to maximize your ability to take assertive action and take control of your financial future.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Farrington Law Wilbraham MA

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